Welcome to ORDG Finance Group

We are lenders from the UK who provide loans to people despite their poor credit ratings.
No Paperwork.
Instant Loans.
Low APR.
98% Approval Rate.

What We Offer?

We at ORDG understand people's need for money in the event of any unexpected situation. Having a bad credit would not stop us from providing you with a small loan that you need to tackle that situation.
We also provide you with a mortgage deal with the best interest rates in the market with very flexible repayment terms so that you can live in peace in your own house.
No matter whether you want to buy a new or used car, get in touch with us and we'll come up with a tailored deal you simply can't refuse.

What People Say


The people at ORDG Finance Group are experienced professionals who made our whole loan process smooth. They were attentive and explained us each and everything that was mentioned in our contract. Also, the service was quick, we received the cash within hours after agreeing to the contract terms. Kudos to you guys!!!

Whitney Morton - London, UK

Latest Blogs

4 Reasons Why You Should Go for Cash Loans

What Are Cash Loans?

There comes a time in our life when we are short of money under certain circumstances. This situation usually needs money which we don’t really have in hand. So to tackle this situation you can take a quick small loan. These small loans are also known as cash loans or emergency loans, as they are mostly used by people during an unexpected or unforeseen expense.

With these loans, you can borrow an amount as low as £100. And when it comes to the maximum amount that you can borrow it differs for every lender in the UK. Some of them provide up to £3,000, while there are some who provide cash loans up to £5,000. It all depends on how much you need for that particular situation. However, you should make sure that you don’t borrow more than you need. Because the interest rates for cash loans are high compared to other types of long term loans.

A cash loan is a simple loan which you can borrow and repay within months which is not the case when it comes too huge amount loans. Apart from this listed below are 5 reasons why you should go for cash loans in case of any emergency financial assistance.


The process is fast and simple to achieve

When it comes to borrowing a cash loan it is very easy to apply and the process is surprisingly fast. The process is smooth and sometimes does not involve credit checks. They are easy to apply loans as no paperwork is needed. You have to fill in the application form online and submit. If your application gets approved, the amount you have requested will get transferred into your account within few hours.


No credit check is needed

People often don’t go for loans because of the bad credit score they have. Because they fear that it would further decrease their credit score if they get rejected for a loan. However, when it comes to cash loans it doesn’t matter what your credit score is. Because there is no credit check attached with a cash loan. With these loans, you can control your finances very well, as your loan application is not rejected due to any bad credit score that you have gathered in the past.

cash loans

Helps in taking care of small expenses

Cash loans are good for you when you need to get out of any financial stress. They can be borrowed to fill in the monthly financial gap. You can use the money from these cash loans to take care of your car repairs, any unpaid medical or utility bills, or pay off your debts. You can use it in whatever way you want. However, if you want to use it in a circumstance which requires a huge amount of money it wouldn’t work. Because you cannot borrow a large amount from these loans. So in a situation like this, you should apply for secured personal loans.


No rejections

When giving out loans to people the lenders do not ask you for what reason you are borrowing a loan. It doesn’t matter to them whether you use it for your personal use or for any house repairs. What they need is just a proof of income. They need to be sure that you have a source of income which will make it easy for you to repay the loan with ease without missing any repayments. So, if you are an earning individual in the UK your application will not be rejected by the lenders if you borrow cash loans from them.

Simple ways to save money

save money

Getting started is the hardest thing while saving money. It is possible but difficult to plan out simple ways to save money and pursue your financial goals by using your savings. Here are some of the simple and realistic ways to save your money.


Track your expenses

Figuring out how much you spend would be the first step in saving money. You can count every penny you spend by keeping track of all your expenses such as snack, newspaper and every coffee you buy.

Do organize the numbers by different categories like grocery, mortgage and gas once you have the data and make the total of each amount. You can easily break down your spending if you are able to filter your statements in online banking. Hence you can make use of your bank or credit card statements to easily save money.


Create a budget

Now begin to organize your recorded expenses into a budget that is workable once you have an idea of what you had spent in a month. To be able to plan your spending and limit the overspending, a measurement of your expenses up to your income should be outlined by your budget. Make sure to consider the expenses that take place regularly but not per month, in addition to your monthly expenses. One of the Examples is car maintenance.


Start saving small

Now it’s time to create and add a savings category once you have made a budget. As a part of savings try to put 10% to 15% of your income to save money.

Also, it might be a time to cut back if you cannot save money that much due to your high expenses. To make it possible you must identify some non-essential and unnecessary things on which you can spend less such as dining out and entertainment.

save money

Try to choose something for savings

Setting a goal is one of the best ways to save money. Start thinking for what you want to save – be it a vacation or a down payment for a house. Next figure out how long it will take you to save for such a thing.

Let’s see some examples of long-term goals – Child’s education, down payment for home and your retirement.

Examples for short-term goals – Vacation, down payment for a car and emergency fund to cover living expenses.

You can also consider putting money into an investment account if you are saving money for a child’s education or retirement.


Prioritize the goals

Goals will be the next thing that will have the biggest impact on how you will save money. Also, make sure that you remember the long-term goals. You will have a clear idea of where to start saving if you learn to prioritize the goals.

You could also start putting away the money for a new car, if in near future you are going to need to replace your old car. Hence prioritizing the goals are very important.


Automatically make the saving

The automated transfers between checking and savings accounts are offered by almost all the banks. You can also split your direct deposit between your savings and your checking account or you can also choose how much, when and where to transfer money to.

As you don’t have to think about automated transfers, they are always a great way to save money. The automated transfer also reduces the temptation of spending the money.


See your savings grow

It will help you stick with your personal plans for savings as well as identify and fix the problems quickly if you keep checking your progress every month. In order to save more money and achieve your goals very fast, these simple ways of saving money will help you and even inspire you a lot.


Read more:
Guarantor Loans

What Is a Guarantor Loan?

guarantor loan

An ideal loan for anyone with bad credit is known as a guarantor loan. It can be more convenient and easy to obtain as compared to a normal bank loan.

You need a co-signer to make sure that if you fail to make repayments due to any reason, your guarantor will be able to make the repayments for you instead, you will need a guarantor (second person) for guarantor loan. Even if you have bad credit a guarantor loan would be an easy way of finance to undertake any new venture you want.


Who should be my guarantor?

Anyone that you know can be your guarantor. People ask their landlords, colleagues and employers but most of the people ask family members or friends to be a guarantor. They will need to age between 18 and 70 to be a guarantor during the time you take out the loan and when the loan completes.

They will need to own a home in the UK and must be based in the UK with a good credit score. Also, they must understand the obligation of being able to make the loan repayments if you cannot due to any reason.


What should be the age of the borrower and guarantor?

When you apply for a guarantor loan you must be at least 18 years old. When the loan completes you cannot be older than 70 years old hence there is an age limit.

The maximum age you can be while applying is 65 years old in case you are applying for five years loan and the maximum age you can be is 68 years old if you were to apply for a 2 years loan. The same rule applies to both parties that mean guarantor cannot be older than 70 years old when your loan completes but he must be at least 18 years of age.

guarantor loan

Should my guarantor need to be a homeowner?

The answer is yes; your guarantor should own the home in the UK and must be a homeowner of it. At the time that you take out and complete your guarantor loan, it is necessary that your guarantor must be of age between 18 and 70 based in the UK with a home of their own.

Due to some reasons if you are not able to make the monthly repayments on your loan, then your guarantor should have a good credit score and must be in a position where they will be able to afford monthly repayments on your loan.


How to get a guarantor loan as quickly as possible?

Within 24 hours of applying, you could receive a payout after you have completed the application for your guarantor loan. You could receive your loan the same day as well which depends upon how long you take to provide your and the guarantor’s details on the application to the lenders.

The average turnaround time from application to payout is around two to four days, while some lenders pay out this quickly. This happens because the lenders need to contact the guarantor so that both parties must understand, read, sign and then return the documents for a loan. Another type of paperwork is also required in such a case.

The loan can be used for almost anything because many people use their loan for debt consolidation, wedding purpose and for car finance. Hence there is no limit but a law for what purpose you can use your loan for.


How much can we borrow with a guarantor loan?

There are most of the lenders who provide a loan between £1,000 and £25,000. The interest rate will differ on the amount which you borrow.

In some cases, the borrower doesn’t need to prove any income at all because having a mortgage with guarantor is a major profit which will help unemployed, university students and newly self-employed to get on the property ladder.

Lenders look at both the income and outgoings of the guarantor in order to work out on how much the guarantor can afford.